Account Opening without Sacrificing Compliance

Deliver account opening in minutes, not days. Vikar removes friction for customers and bankers and supports online self-service and in-branch onboarding.

Biometric Verification

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Open Accounts in Minutes.
Create Better Banking Experiences

Make it easier for customers to say yes by removing the roadblocks that slow down opening, and turn faster onboarding into a driver of deposit growth.

Online and In branch

Supports both self-service and banker-assisted onboarding
One unified flow eliminates restarts and rekeying
Consistent compliance regardless of who leads the process

Automated Fraud, KYB/KYC and Identity

Real-time identity verification using trusted data sources
Eliminate false positives
Instant approvals while maintaining full compliance coverage

Multi-Account Opening

Open multiple accounts in a single, unified workflow
Consolidated disclosures and documents eliminate duplications
Real-time funding and lower cost per account with streamlined controls

Domestic and International Customers

Consistent, seamless account opening experience across domestic and international customers
Built-in regulatory and compliance oversight for cross-border requirements
Multi language support

AI for Faster and Smarter Account Opening

Enable Vikar’s AI in Client Lifecycle Management to eliminate manual work and accelerate decisions for quick account openings

ID Scanning and Auto-Population

AI-driven document categorization automatically identifies and organizes account holder documents as they are received. Advanced extraction models pull data directly from IDs and business documents to prevent fraud, prefill applications and provide quality control with a high degree of accuracy.

Military IDs

State IDs

Driver’s Licenses

Passports

Advanced Fraud Detection

Advanced extraction models analyze identity documents in real time to detect fraud signals, verify document authenticity, and cross-reference against known fraud patterns all before the account is opened.

Device Fingerprinting

Analyze device characteristics and behavioral biometrics

Geographic Analysis

Cross-reference login locations with account holder profile

Real-time Alerts

Instant fraud notifications with risk scoring

Client Lifecycle Management

Not just account opening - one platform for onboarding, KYB/KYC, maintenance, relationship growth and reviews. Built for every stage and every product.